Terms & Conditions

These Terms & Conditions govern your use of the Ankar Online website and services. By accessing our website, submitting an enquiry, uploading a bill, or registering for a customer account, you agree to be bound by these terms. If you do not agree, please do not use our services.

1. Our services

Ankar Online provides a bill comparison and savings review service (electricity, gas, internet/NBN, mobile and insurance), property buying/selling/investing consultation services, and referrals to business payment gateway providers. We assess the information you provide and, where relevant, present comparisons, quotes or recommendations sourced from our network of referral partners.

2. Not financial, legal or real estate advice

Information, comparisons and recommendations provided by Ankar Online are general in nature and for informational purposes only. They do not constitute financial, legal, taxation or real estate advice and do not take into account your personal circumstances. You should seek independent professional advice before making financial, property or business decisions.

3. Referral partners and commissions

Ankar Online may refer you to third-party providers and partners to fulfil a quote, application or service request. We may receive a referral fee or commission from these partners for successful introductions. Any contract you enter into is directly between you and the third-party provider, and is subject to that provider's own terms and conditions. Ankar Online is not a party to, and accepts no liability for, any agreement between you and a third-party provider.

4. Accuracy of information

While we take care to provide accurate comparisons and estimates based on the information you provide and data extracted from your uploaded bills, savings estimates are illustrative only and actual outcomes may vary. You are responsible for reviewing any quote or offer carefully before proceeding.

5. Your account

If you register for a customer portal account, you are responsible for maintaining the confidentiality of your login details and for all activity under your account. Please notify us immediately if you suspect unauthorised use of your account.

6. Intellectual property

All content on this website, including text, graphics, logos and software, is owned by or licensed to Ankar Online and is protected by Australian and international intellectual property laws. You may not reproduce, distribute or create derivative works from this content without our prior written consent.

7. Limitation of liability

To the maximum extent permitted by law, Ankar Online is not liable for any indirect, incidental or consequential loss arising from your use of our website or services, including reliance on any comparison, estimate or recommendation. Nothing in these terms excludes any consumer guarantee or right under the Australian Consumer Law that cannot be lawfully excluded.

8. Changes to these terms

We may update these Terms & Conditions from time to time. Continued use of our website or services after changes are posted constitutes acceptance of the updated terms.

9. Governing law

These terms are governed by the laws of Australia. Any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of the Australian courts.

10. Contact us

If you have any questions about these Terms & Conditions, please contact us at ankaronline026@gmail.com.